How Our Terms Apply to Your Account
tot123 operates under terms that govern account creation, fund handling, and platform use for all eligible account holders. Whether you deposit via DANA, OVO, or GoPay, the same conduct rules apply across every transaction. You agree to these terms when you complete account registration and make
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your first deposit. We reserve the right to suspend or close any account that breaches these conditions, including accounts linked to fraudulent wallet activity or misuse of payment credentials. Our terms also cover how disputes are handled — if a transaction through OVO or GoPay is
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disputed, you must raise it through our support channel before any chargeback request is made to your wallet provider. For DANA deposits, refund requests must be submitted within the period stated in our active policy. All terms are subject to change; we notify account holders by
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email or in-platform message when material changes occur. Access to the platform is only available where permitted by local law, and it is your responsibility to confirm eligibility in your area. Players in Jakarta and Bandar Lampung, like all account holders, are bound by these same
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terms regardless of which wallet method they use.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.